Do Health Insurance Plans Pay For Chiropractic Care?

Compared with CAM therapies as a whole (few of which are reimbursed), coverage of chiropractic by insurance plans is extensive.  As of 2002, more than 50 percent of health maintenance organizations (HMOs), more than 75 percent of private health care plans, and all state workers’ compensation systems covered chiropractic treatment.  Chiropractors can bill Medicare, and over two dozen states cover chiropractic treatment under Medicaid.

If you have health insurance, check whether chiropractic care is covered before you seek treatment. Your plan may require care to be approved in advance, limit the number of visits covered, and/or require that you use chiropractors within its network (you can read more in the NCCAM fact sheet “Consumer Financial Issues in Complementary and Alternative Medicine”).